We hate to say it, but Christmas is on its way


We hate to say it, but Christmas is on its way

It hardly seems five minutes since the long hot summer then all the chaos of Back to School. But here we are in October already and it will be December before we know it.

So why not make this year the one where you are prepared well in advance? Many of us think we don’t like Christmas, but a lot of that is to do with memories of lots of stress and hassle. If you leave everything till the last minute then that is bound to be the case. But preparing early can change all that.

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  • Plan what you are doing

For many families this is the big one. Who is going to host, who is going where and when, and whose turn is it to get landed with the difficult guest that no-one really wants! Those kind of decisions often get put off because it can feel awkward, but really do need to be made now if there is any hope of getting on top of Christmas preparations.

We offer a range of short term online loans which may be just what you need to tide you over the festive season

It’s important to think about what you would actually like to do rather than going along with everyone else’s expectations. So bite the bullet and get it sorted, otherwise things can drift on into the festive season and you are likely to end up doing the same old thing that you do every year and not really enjoying it.

If you are hosting Christmas then you also need others to give you a clear idea of whether or not they are coming, as this is essential to the rest of your planning.

It can mean that you actually enjoy the festive season instead of rushing round trying to get things done

  • Plan your time

December will soon be here and can be incredibly busy. So if there are things you want to do and people you want to see then get those arrangements in the calendar now, otherwise they risk not happening. Make sure you know when important family events are as well, such as school Christmas plays and carol services.

Then build in time to get things done, such as food shopping. Why not book an online delivery which could be an enormous help: but make sure you book your slot very early as they will fill up well in advance. It may seem a bit excessive to plan so rigidly but when December comes you will be glad you did.

It can mean that you actually enjoy the festive season instead of rushing round trying to get things done

  • Set a budget

Before you go any further you really need to work out how much money you have to spend. So make a list of absolutely everything – cards, presents, postage, food, drink, ount of money to each of them. If you do not have enough money then you need to go through the list again and either cross some things off or reduce what you are prepared to spend on them.

If the figures still don’t match and you need some additional funds then Loans2Go may be able to help. You can then pay it back in the New Year over a time period that fits with your budget.

It is much better to work out a sensible budget in advance of Christmas and boost your finances as needed than overspend rashly and start 2019 in more debt than you can handle.